Call reports 2005
FREMONT INVESTMENT & LOAN — 2005
What FREMONT INVESTMENT & LOAN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 10,826,520,000 | 10,837,877,000 | 10,813,691,000 | 11,315,543,000 |
| Total loans | 9,907,750,000 | 9,223,404,000 | 9,886,567,000 | 10,183,017,000 |
| Allowance for loan losses | 170,554,000 | 158,569,000 | 157,326,000 | 156,548,000 |
| Securities available for sale | 1,126,000 | 1,035,000 | 939,000 | 17,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,852,294,000 | 8,408,215,000 | 8,502,007,000 | 8,644,589,000 |
| Interest-bearing deposits | 7,789,884,000 | 8,362,863,000 | 8,476,581,000 | 8,625,694,000 |
| Noninterest-bearing deposits | 62,410,000 | 45,352,000 | 25,426,000 | 18,895,000 |
| Equity capital | 1,319,010,000 | 1,423,860,000 | 1,501,067,000 | 1,550,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 182,875,000 | 394,236,000 | 602,446,000 | 838,415,000 |
| Interest expense | 57,367,000 | 134,525,000 | 216,351,000 | 317,350,000 |
| Net interest income | 125,508,000 | 259,711,000 | 386,095,000 | 521,065,000 |
| Noninterest income | 122,470,000 | 230,193,000 | 376,972,000 | 426,387,000 |
| Noninterest expense | 84,577,000 | 163,196,000 | 257,176,000 | 335,139,000 |
| Provision for loan losses | 1,456,000 | -2,819,000 | -5,890,000 | -1,515,000 |
| Pretax income | 161,945,000 | 329,527,000 | 511,781,000 | 613,828,000 |
| Income tax | 81,746,000 | 148,144,000 | 220,791,000 | 261,683,000 |
| Net income | 80,199,000 | 181,383,000 | 290,990,000 | 352,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,316,415,000 | 1,417,439,000 | 1,498,258,000 | 1,549,685,000 |
| Total capital | 1,417,076,000 | 1,516,050,000 | 1,620,943,000 | 1,699,420,000 |
| Risk-weighted assets | 7,868,768,000 | 7,727,639,000 | 9,767,971,000 | 10,952,608,000 |