Call reports 2004
FREMONT INVESTMENT & LOAN — 2004
What FREMONT INVESTMENT & LOAN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,711,196,000 | 10,189,205,000 | 9,399,240,000 | 9,913,935,000 |
| Total loans | 8,704,600,000 | 9,199,464,000 | 8,215,103,000 | 8,934,749,000 |
| Allowance for loan losses | 219,429,000 | 213,339,000 | 188,235,000 | 170,138,000 |
| Securities available for sale | 1,785,000 | 1,551,000 | 1,359,000 | 1,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,119,577,000 | 7,140,397,000 | 7,302,064,000 | 7,587,856,000 |
| Interest-bearing deposits | 7,105,256,000 | 7,114,758,000 | 7,285,854,000 | 7,573,481,000 |
| Noninterest-bearing deposits | 14,321,000 | 25,639,000 | 16,210,000 | 14,375,000 |
| Equity capital | 928,124,000 | 1,032,221,000 | 1,134,513,000 | 1,239,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 169,204,000 | 345,429,000 | 510,108,000 | 683,771,000 |
| Interest expense | 42,971,000 | 86,790,000 | 130,454,000 | 179,063,000 |
| Net interest income | 126,233,000 | 258,639,000 | 379,654,000 | 504,708,000 |
| Noninterest income | 127,934,000 | 258,421,000 | 359,520,000 | 465,372,000 |
| Noninterest expense | 81,652,000 | 162,311,000 | 236,478,000 | 305,054,000 |
| Provision for loan losses | 16,415,000 | 15,548,000 | 4,820,000 | -9,459,000 |
| Pretax income | 156,100,000 | 339,201,000 | 497,876,000 | 674,485,000 |
| Income tax | 64,113,000 | 140,629,000 | 199,566,000 | 269,610,000 |
| Net income | 91,987,000 | 198,572,000 | 298,310,000 | 404,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 924,933,000 | 1,030,712,000 | 1,130,090,000 | 1,236,488,000 |
| Total capital | 1,015,840,000 | 1,124,606,000 | 1,217,937,000 | 1,328,666,000 |
| Risk-weighted assets | 7,061,433,000 | 7,284,607,000 | 6,803,688,000 | 7,164,689,000 |