Call reports 2003
FREMONT INVESTMENT & LOAN — 2003
What FREMONT INVESTMENT & LOAN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 6,448,959,000 | 7,064,320,000 | 8,437,346,000 | 9,333,614,000 |
| Total loans | 5,903,189,000 | 6,447,856,000 | 7,706,901,000 | 8,440,553,000 |
| Allowance for loan losses | 174,095,000 | 189,722,000 | 205,655,000 | 212,203,000 |
| Securities available for sale | 353,005,000 | 2,613,000 | 2,295,000 | 2,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,024,647,000 | 4,780,587,000 | 5,918,157,000 | 6,655,698,000 |
| Interest-bearing deposits | 5,013,405,000 | 4,774,633,000 | 5,912,795,000 | 6,649,191,000 |
| Noninterest-bearing deposits | 11,242,000 | 5,954,000 | 5,362,000 | 6,507,000 |
| Equity capital | 613,682,000 | 670,483,000 | 736,996,000 | 834,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 121,862,000 | 249,435,000 | 390,360,000 | 555,066,000 |
| Interest expense | 38,238,000 | 75,162,000 | 112,844,000 | 156,201,000 |
| Net interest income | 83,624,000 | 174,273,000 | 277,516,000 | 398,865,000 |
| Noninterest income | 58,896,000 | 136,744,000 | 221,545,000 | 325,612,000 |
| Noninterest expense | 49,402,000 | 94,651,000 | 142,650,000 | 215,000,000 |
| Provision for loan losses | 21,853,000 | 49,146,000 | 78,298,000 | 96,584,000 |
| Pretax income | 71,270,000 | 167,225,000 | 278,113,000 | 412,893,000 |
| Income tax | 28,495,000 | 67,650,000 | 112,034,000 | 165,345,000 |
| Net income | 42,775,000 | 99,575,000 | 166,079,000 | 247,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 611,802,000 | 665,016,000 | 728,881,000 | 832,822,000 |
| Total capital | 674,603,000 | 733,866,000 | 807,730,000 | 920,902,000 |
| Risk-weighted assets | 4,908,093,000 | 5,382,139,000 | 6,157,738,000 | 6,863,179,000 |