Call reports 2002
FREMONT INVESTMENT & LOAN — 2002
What FREMONT INVESTMENT & LOAN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 5,387,421,000 | 5,578,325,000 | 5,809,529,000 | 6,363,082,000 |
| Total loans | 4,905,401,000 | 5,101,848,000 | 5,325,461,000 | 5,808,363,000 |
| Allowance for loan losses | 109,726,000 | 113,554,000 | 136,552,000 | 161,190,000 |
| Securities available for sale | 330,598,000 | 304,855,000 | 304,279,000 | 303,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,189,123,000 | 4,421,615,000 | 4,418,669,000 | 4,559,168,000 |
| Interest-bearing deposits | 4,186,597,000 | 4,415,640,000 | 4,411,998,000 | 4,556,372,000 |
| Noninterest-bearing deposits | 2,526,000 | 5,975,000 | 6,671,000 | 2,796,000 |
| Equity capital | 446,266,000 | 479,187,000 | 521,110,000 | 570,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 100,774,000 | 209,241,000 | 322,793,000 | 441,168,000 |
| Interest expense | 39,261,000 | 78,495,000 | 118,888,000 | 158,465,000 |
| Net interest income | 61,513,000 | 130,746,000 | 203,905,000 | 282,703,000 |
| Noninterest income | 25,005,000 | 62,750,000 | 128,753,000 | 191,644,000 |
| Noninterest expense | 29,898,000 | 60,678,000 | 94,471,000 | 128,222,000 |
| Provision for loan losses | 15,999,000 | 36,921,000 | 70,715,000 | 109,048,000 |
| Pretax income | 40,621,000 | 95,897,000 | 167,472,000 | 237,077,000 |
| Income tax | 17,937,000 | 40,303,000 | 69,960,000 | 89,719,000 |
| Net income | 22,684,000 | 55,594,000 | 97,512,000 | 147,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 442,736,000 | 479,102,000 | 518,087,000 | 569,399,000 |
| Total capital | 497,462,000 | 534,708,000 | 576,346,000 | 631,697,000 |
| Risk-weighted assets | 4,320,313,000 | 4,387,267,000 | 4,579,183,000 | 4,881,522,000 |