Call reports 2001
FREMONT INVESTMENT & LOAN — 2001
What FREMONT INVESTMENT & LOAN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 4,402,565,000 | 4,716,507,000 | 4,898,293,000 | 5,044,550,000 |
| Total loans | 4,022,659,000 | 4,290,671,000 | 4,489,869,000 | 4,606,677,000 |
| Allowance for loan losses | 58,425,000 | 59,030,000 | 86,285,000 | 99,837,000 |
| Securities available for sale | 315,992,000 | 285,512,000 | 308,082,000 | 306,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,920,988,000 | 4,067,386,000 | 4,192,876,000 | 4,264,501,000 |
| Interest-bearing deposits | 3,918,937,000 | 4,065,708,000 | 4,190,956,000 | 4,262,050,000 |
| Noninterest-bearing deposits | 2,051,000 | 1,678,000 | 1,920,000 | 2,451,000 |
| Equity capital | 372,765,000 | 388,633,000 | 402,187,000 | 423,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 104,825,000 | 210,684,000 | 316,757,000 | 422,364,000 |
| Interest expense | 59,691,000 | 117,019,000 | 170,355,000 | 217,236,000 |
| Net interest income | 45,134,000 | 93,665,000 | 146,402,000 | 205,128,000 |
| Noninterest income | 15,748,000 | 23,325,000 | 49,232,000 | 76,134,000 |
| Noninterest expense | 24,915,000 | 49,323,000 | 74,317,000 | 102,923,000 |
| Provision for loan losses | 9,373,000 | 14,016,000 | 44,073,000 | 63,290,000 |
| Pretax income | 26,594,000 | 53,651,000 | 77,244,000 | 115,049,000 |
| Income tax | 11,209,000 | 22,577,000 | 32,506,000 | 48,876,000 |
| Net income | 15,385,000 | 31,074,000 | 44,738,000 | 66,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 372,720,000 | 388,409,000 | 402,073,000 | 417,151,000 |
| Total capital | 421,038,000 | 438,778,000 | 454,481,000 | 470,562,000 |
| Risk-weighted assets | 3,855,216,000 | 4,020,889,000 | 4,158,761,000 | 4,223,278,000 |