Call reports 2007
HOMOSASSA SPRINGS BANK — 2007
What HOMOSASSA SPRINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 63,170,000 | 62,281,000 | 62,049,000 | 61,114,000 |
| Total loans | 49,381,000 | 48,664,000 | 49,183,000 | 49,257,000 |
| Allowance for loan losses | 238,000 | 241,000 | 241,000 | 241,000 |
| Securities available for sale | 8,309,000 | 8,115,000 | 8,295,000 | 8,501,000 |
| Securities held to maturity | 254,000 | 227,000 | 202,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,981,000 | 53,253,000 | 52,798,000 | 50,914,000 |
| Interest-bearing deposits | 43,243,000 | 43,478,000 | 43,389,000 | 42,564,000 |
| Noninterest-bearing deposits | 10,738,000 | 9,775,000 | 9,409,000 | 8,350,000 |
| Equity capital | 4,129,000 | 3,939,000 | 4,145,000 | 4,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,737,000 | 2,603,000 | 3,466,000 |
| Interest expense | 271,000 | 574,000 | 908,000 | 1,238,000 |
| Net interest income | 597,000 | 1,163,000 | 1,695,000 | 2,228,000 |
| Noninterest income | 112,000 | 225,000 | 338,000 | 460,000 |
| Noninterest expense | 457,000 | 915,000 | 1,341,000 | 1,766,000 |
| Provision for loan losses | 6,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 246,000 | 464,000 | 683,000 | 913,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 246,000 | 464,000 | 683,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,220,000 | 4,197,000 | 4,196,000 | 3,956,000 |
| Total capital | 4,458,000 | 4,438,000 | 4,437,000 | 4,197,000 |
| Risk-weighted assets | 32,838,000 | 32,554,000 | 32,389,000 | 32,179,000 |