Call reports 2006
HOMOSASSA SPRINGS BANK — 2006
What HOMOSASSA SPRINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 69,664,000 | 64,136,000 | 61,487,000 | 62,181,000 |
| Total loans | 48,115,000 | 49,148,000 | 50,047,000 | 50,370,000 |
| Allowance for loan losses | 214,000 | 220,000 | 225,000 | 232,000 |
| Securities available for sale | 10,574,000 | 8,089,000 | 8,317,000 | 8,316,000 |
| Securities held to maturity | 409,000 | 364,000 | 314,000 | 281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,424,000 | 60,068,000 | 54,520,000 | 52,016,000 |
| Interest-bearing deposits | 53,095,000 | 49,114,000 | 44,006,000 | 42,360,000 |
| Noninterest-bearing deposits | 12,329,000 | 10,954,000 | 10,514,000 | 9,656,000 |
| Equity capital | 4,182,000 | 4,001,000 | 4,229,000 | 3,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,842,000 | 2,704,000 | 3,569,000 |
| Interest expense | 238,000 | 463,000 | 670,000 | 927,000 |
| Net interest income | 694,000 | 1,379,000 | 2,034,000 | 2,642,000 |
| Noninterest income | 123,000 | 272,000 | 404,000 | 519,000 |
| Noninterest expense | 449,000 | 905,000 | 1,363,000 | 1,796,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 362,000 | 734,000 | 1,057,000 | 1,341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 734,000 | 1,057,000 | 1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,369,000 | 4,391,000 | 4,364,000 | 3,972,000 |
| Total capital | 4,583,000 | 4,611,000 | 4,589,000 | 4,204,000 |
| Risk-weighted assets | 30,244,000 | 32,130,000 | 33,342,000 | 33,367,000 |