Call reports 2005
HOMOSASSA SPRINGS BANK — 2005
What HOMOSASSA SPRINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,316,000 | 68,089,000 | 69,561,000 | 69,485,000 |
| Total loans | 40,617,000 | 43,025,000 | 43,997,000 | 45,868,000 |
| Allowance for loan losses | 196,000 | 199,000 | 203,000 | 208,000 |
| Securities available for sale | 15,032,000 | 15,338,000 | 15,140,000 | 10,677,000 |
| Securities held to maturity | 612,000 | 555,000 | 494,000 | 444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,764,000 | 62,179,000 | 63,796,000 | 65,546,000 |
| Interest-bearing deposits | 50,920,000 | 51,865,000 | 53,593,000 | 54,263,000 |
| Noninterest-bearing deposits | 10,844,000 | 10,314,000 | 10,203,000 | 11,283,000 |
| Equity capital | 5,518,000 | 5,852,000 | 5,690,000 | 3,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,681,000 | 2,567,000 | 3,492,000 |
| Interest expense | 110,000 | 244,000 | 418,000 | 636,000 |
| Net interest income | 721,000 | 1,437,000 | 2,149,000 | 2,856,000 |
| Noninterest income | 120,000 | 246,000 | 373,000 | 500,000 |
| Noninterest expense | 415,000 | 843,000 | 1,275,000 | 1,689,000 |
| Provision for loan losses | 3,000 | 6,000 | 10,000 | 15,000 |
| Pretax income | 423,000 | 834,000 | 1,237,000 | 1,643,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 423,000 | 834,000 | 1,237,000 | 1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,619,000 | 5,610,000 | 5,603,000 | 4,007,000 |
| Total capital | 5,815,000 | 5,809,000 | 5,806,000 | 4,215,000 |
| Risk-weighted assets | 33,369,000 | 35,152,000 | 36,194,000 | 31,873,000 |