Call reports 2004
HOMOSASSA SPRINGS BANK — 2004
What HOMOSASSA SPRINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 68,465,000 | 65,053,000 | 65,371,000 | 65,704,000 |
| Total loans | 37,911,000 | 38,427,000 | 39,147,000 | 40,187,000 |
| Allowance for loan losses | 188,000 | 190,000 | 192,000 | 193,000 |
| Securities available for sale | 15,108,000 | 15,222,000 | 15,645,000 | 15,434,000 |
| Securities held to maturity | 1,153,000 | 986,000 | 758,000 | 692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,189,000 | 59,516,000 | 59,314,000 | 60,242,000 |
| Interest-bearing deposits | 52,227,000 | 51,054,000 | 50,387,000 | 50,721,000 |
| Noninterest-bearing deposits | 9,962,000 | 8,462,000 | 8,927,000 | 9,521,000 |
| Equity capital | 6,242,000 | 5,493,000 | 5,998,000 | 5,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,593,000 | 2,398,000 | 3,232,000 |
| Interest expense | 121,000 | 237,000 | 349,000 | 458,000 |
| Net interest income | 679,000 | 1,356,000 | 2,049,000 | 2,774,000 |
| Noninterest income | 120,000 | 246,000 | 384,000 | 510,000 |
| Noninterest expense | 419,000 | 841,000 | 1,282,000 | 1,707,000 |
| Provision for loan losses | 1,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 379,000 | 758,000 | 1,146,000 | 1,571,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 758,000 | 1,146,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,554,000 | 5,563,000 | 5,571,000 | 5,195,000 |
| Total capital | 5,742,000 | 5,753,000 | 5,763,000 | 5,388,000 |
| Risk-weighted assets | 30,471,000 | 30,385,000 | 30,977,000 | 32,249,000 |