Call reports 2003
HOMOSASSA SPRINGS BANK — 2003
What HOMOSASSA SPRINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,320,000 | 64,931,000 | 66,771,000 | 66,568,000 |
| Total loans | 36,770,000 | 36,596,000 | 37,374,000 | 37,800,000 |
| Allowance for loan losses | 183,000 | 185,000 | 185,000 | 187,000 |
| Securities available for sale | 13,865,000 | 14,824,000 | 15,145,000 | 14,948,000 |
| Securities held to maturity | 2,258,000 | 1,813,000 | 1,490,000 | 1,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,253,000 | 58,618,000 | 60,722,000 | 60,984,000 |
| Interest-bearing deposits | 50,200,000 | 50,625,000 | 51,371,000 | 52,097,000 |
| Noninterest-bearing deposits | 8,053,000 | 7,993,000 | 9,351,000 | 8,887,000 |
| Equity capital | 6,022,000 | 6,262,000 | 5,991,000 | 5,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,722,000 | 2,545,000 | 3,360,000 |
| Interest expense | 188,000 | 361,000 | 508,000 | 643,000 |
| Net interest income | 689,000 | 1,361,000 | 2,037,000 | 2,717,000 |
| Noninterest income | 121,000 | 268,000 | 389,000 | 525,000 |
| Noninterest expense | 438,000 | 863,000 | 1,280,000 | 1,689,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 4,000 |
| Pretax income | 372,000 | 764,000 | 1,160,000 | 1,566,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 764,000 | 1,160,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,556,000 | 5,578,000 | 5,598,000 | 5,175,000 |
| Total capital | 5,739,000 | 5,763,000 | 5,783,000 | 5,362,000 |
| Risk-weighted assets | 28,807,000 | 28,854,000 | 30,376,000 | 30,601,000 |