Call reports 2002
HOMOSASSA SPRINGS BANK — 2002
What HOMOSASSA SPRINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,072,000 | 63,801,000 | 64,858,000 | 63,453,000 |
| Total loans | 37,511,000 | 37,579,000 | 37,014,000 | 36,427,000 |
| Allowance for loan losses | 192,000 | 180,000 | 182,000 | 183,000 |
| Securities available for sale | 11,175,000 | 10,777,000 | 10,731,000 | 14,883,000 |
| Securities held to maturity | 3,680,000 | 3,440,000 | 3,163,000 | 2,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,470,000 | 57,862,000 | 58,629,000 | 57,662,000 |
| Interest-bearing deposits | 51,092,000 | 49,679,000 | 50,501,000 | 50,048,000 |
| Noninterest-bearing deposits | 7,378,000 | 8,183,000 | 8,128,000 | 7,614,000 |
| Equity capital | 5,542,000 | 5,873,000 | 6,151,000 | 5,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,907,000 | 2,835,000 | 3,740,000 |
| Interest expense | 294,000 | 544,000 | 780,000 | 1,000,000 |
| Net interest income | 674,000 | 1,363,000 | 2,055,000 | 2,740,000 |
| Noninterest income | 113,000 | 229,000 | 367,000 | 500,000 |
| Noninterest expense | 422,000 | 844,000 | 1,259,000 | 1,666,000 |
| Provision for loan losses | 0 | 4,000 | 6,000 | 7,000 |
| Pretax income | 365,000 | 744,000 | 1,157,000 | 1,567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 365,000 | 744,000 | 1,157,000 | 1,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,542,000 | 5,556,000 | 5,594,000 | 5,184,000 |
| Total capital | 5,734,000 | 5,736,000 | 5,776,000 | 5,367,000 |
| Risk-weighted assets | 29,113,000 | 28,736,000 | 29,177,000 | 29,925,000 |