Call reports 2001
HOMOSASSA SPRINGS BANK — 2001
What HOMOSASSA SPRINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,265,000 | 64,076,000 | 65,800,000 | 64,493,000 |
| Total loans | 37,213,000 | 37,591,000 | 37,864,000 | 37,414,000 |
| Allowance for loan losses | 188,000 | 188,000 | 191,000 | 192,000 |
| Securities available for sale | 9,130,000 | 10,753,000 | 10,160,000 | 11,643,000 |
| Securities held to maturity | 5,525,000 | 5,247,000 | 4,786,000 | 4,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,679,000 | 58,413,000 | 59,939,000 | 59,064,000 |
| Interest-bearing deposits | 51,214,000 | 50,800,000 | 52,804,000 | 51,830,000 |
| Noninterest-bearing deposits | 7,465,000 | 7,613,000 | 7,135,000 | 7,234,000 |
| Equity capital | 5,484,000 | 5,561,000 | 5,745,000 | 5,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,130,000 | 3,160,000 | 4,182,000 |
| Interest expense | 498,000 | 987,000 | 1,439,000 | 1,807,000 |
| Net interest income | 563,000 | 1,143,000 | 1,721,000 | 2,375,000 |
| Noninterest income | 109,000 | 227,000 | 334,000 | 463,000 |
| Noninterest expense | 396,000 | 799,000 | 1,193,000 | 1,587,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 4,000 |
| Pretax income | 276,000 | 571,000 | 859,000 | 1,247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 571,000 | 859,000 | 1,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,436,000 | 5,481,000 | 5,469,000 | 5,177,000 |
| Total capital | 5,624,000 | 5,669,000 | 5,660,000 | 5,369,000 |
| Risk-weighted assets | 29,504,000 | 29,423,000 | 29,992,000 | 29,529,000 |