Call reports 2005
POINTE BANK — 2005
What POINTE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 428,032,000 |
| Total loans | 304,814,000 |
| Allowance for loan losses | 3,344,000 |
| Securities available for sale | 99,039,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 317,504,000 |
| Interest-bearing deposits | 212,226,000 |
| Noninterest-bearing deposits | 105,278,000 |
| Equity capital | 35,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 5,904,000 |
| Interest expense | 1,444,000 |
| Net interest income | 4,460,000 |
| Noninterest income | 669,000 |
| Noninterest expense | 3,465,000 |
| Provision for loan losses | 0 |
| Pretax income | 1,664,000 |
| Income tax | 538,000 |
| Net income | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 33,644,000 |
| Total capital | 36,988,000 |
| Risk-weighted assets | 313,052,000 |