Call report 2004Q4
POINTE BANK — 2004Q4
The 22 measures POINTE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 412,491,000 | USD | evidence → |
| Total loans | 287,414,000 | USD | evidence → |
| Allowance for loan losses | 3,350,000 | USD | evidence → |
| Securities available for sale | 103,493,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 314,085,000 | USD | evidence → |
| Interest-bearing deposits | 219,420,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,665,000 | USD | evidence → |
| Equity capital | 35,458,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,807,000 | USD | evidence → |
| Interest expense | 4,824,000 | USD | evidence → |
| Net interest income | 15,983,000 | USD | evidence → |
| Noninterest income | 3,133,000 | USD | evidence → |
| Noninterest expense | 13,306,000 | USD | evidence → |
| Provision for loan losses | 215,000 | USD | evidence → |
| Pretax income | 5,729,000 | USD | evidence → |
| Income tax | 1,889,000 | USD | evidence → |
| Net income | 3,840,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,485,000 | USD | evidence → |
| Total capital | 35,835,000 | USD | evidence → |
| Risk-weighted assets | 298,136,000 | USD | evidence → |