Call reports 2001
POINTE BANK — 2001
What POINTE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 259,987,000 | 318,871,000 | 335,329,000 | 332,332,000 |
| Total loans | 181,970,000 | 227,069,000 | 246,029,000 | 226,232,000 |
| Allowance for loan losses | 1,903,000 | 2,155,000 | 2,313,000 | 2,407,000 |
| Securities available for sale | 54,320,000 | 68,610,000 | 49,518,000 | 54,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,502,000 | 224,957,000 | 236,885,000 | 229,501,000 |
| Interest-bearing deposits | 142,729,000 | 182,693,000 | 185,555,000 | 184,628,000 |
| Noninterest-bearing deposits | 34,773,000 | 42,264,000 | 51,330,000 | 44,873,000 |
| Equity capital | 24,563,000 | 24,941,000 | 26,240,000 | 26,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,965,000 | 10,573,000 | 16,361,000 | 21,827,000 |
| Interest expense | 2,553,000 | 5,375,000 | 8,121,000 | 10,453,000 |
| Net interest income | 2,412,000 | 5,198,000 | 8,240,000 | 11,374,000 |
| Noninterest income | 368,000 | 846,000 | 1,320,000 | 1,894,000 |
| Noninterest expense | 1,800,000 | 4,163,000 | 6,768,000 | 9,493,000 |
| Provision for loan losses | 150,000 | 360,000 | 585,000 | 1,296,000 |
| Pretax income | 880,000 | 1,634,000 | 2,458,000 | 3,220,000 |
| Income tax | 307,000 | 566,000 | 855,000 | 1,098,000 |
| Net income | 573,000 | 1,068,000 | 1,603,000 | 2,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,666,000 | 21,503,000 | 22,191,000 | 22,795,000 |
| Total capital | 26,569,000 | 23,658,000 | 24,504,000 | 25,203,000 |
| Risk-weighted assets | 176,440,000 | 206,959,000 | 224,516,000 | 223,025,000 |