Call reports 2009
FOUNDERS BANK — 2009
What FOUNDERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 966,463,000 | 889,172,000 |
| Total loans | 608,153,000 | 594,424,000 |
| Allowance for loan losses | 17,070,000 | 21,292,000 |
| Securities available for sale | 195,769,000 | 203,173,000 |
| Securities held to maturity | 5,520,000 | 5,867,000 |
| Trading assets | 0 | 0 |
| Total deposits | 828,443,000 | 832,160,000 |
| Interest-bearing deposits | 695,608,000 | 689,931,000 |
| Noninterest-bearing deposits | 132,835,000 | 142,229,000 |
| Equity capital | 29,442,000 | 19,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 9,664,000 | 19,142,000 |
| Interest expense | 4,557,000 | 8,924,000 |
| Net interest income | 5,107,000 | 10,218,000 |
| Noninterest income | 2,229,000 | 4,879,000 |
| Noninterest expense | 6,838,000 | 15,484,000 |
| Provision for loan losses | 2,607,000 | 8,872,000 |
| Pretax income | -29,421,000 | -36,949,000 |
| Income tax | -953,000 | 0 |
| Net income | -28,468,000 | -36,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 28,604,000 | 20,131,000 |
| Total capital | 49,161,000 | 40,262,000 |
| Risk-weighted assets | 838,061,000 | 817,917,000 |