Call reports 2007
FOUNDERS BANK — 2007
What FOUNDERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 979,313,000 | 970,887,000 | 971,480,000 | 972,975,000 |
| Total loans | 626,737,000 | 635,014,000 | 624,045,000 | 644,103,000 |
| Allowance for loan losses | 6,380,000 | 6,316,000 | 6,251,000 | 9,203,000 |
| Securities available for sale | 261,567,000 | 242,056,000 | 256,912,000 | 239,987,000 |
| Securities held to maturity | 3,715,000 | 4,026,000 | 3,820,000 | 4,186,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 800,317,000 | 795,228,000 | 794,592,000 | 798,348,000 |
| Interest-bearing deposits | 652,075,000 | 641,568,000 | 645,960,000 | 650,473,000 |
| Noninterest-bearing deposits | 148,242,000 | 153,660,000 | 148,632,000 | 147,876,000 |
| Equity capital | 65,900,000 | 65,714,000 | 67,514,000 | 62,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,181,000 | 30,704,000 | 46,174,000 | 61,042,000 |
| Interest expense | 7,359,000 | 14,872,000 | 22,566,000 | 30,126,000 |
| Net interest income | 7,822,000 | 15,832,000 | 23,608,000 | 30,916,000 |
| Noninterest income | 2,160,000 | 4,477,000 | 6,633,000 | 8,994,000 |
| Noninterest expense | 6,581,000 | 13,912,000 | 20,573,000 | 28,722,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000,000 |
| Pretax income | 3,401,000 | 6,397,000 | 9,668,000 | 7,592,000 |
| Income tax | 1,192,000 | 2,228,000 | 3,377,000 | 2,436,000 |
| Net income | 2,209,000 | 4,169,000 | 6,291,000 | 5,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,691,000 | 66,650,000 | 67,771,000 | 64,637,000 |
| Total capital | 83,080,000 | 82,978,000 | 84,037,000 | 83,846,000 |
| Risk-weighted assets | 778,797,000 | 784,875,000 | 776,265,000 | 791,797,000 |