Call reports 2006
FOUNDERS BANK — 2006
What FOUNDERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 935,385,000 | 930,043,000 | 949,854,000 | 954,508,000 |
| Total loans | 603,306,000 | 605,745,000 | 611,434,000 | 618,982,000 |
| Allowance for loan losses | 5,419,000 | 5,190,000 | 6,417,000 | 6,401,000 |
| Securities available for sale | 254,820,000 | 253,613,000 | 242,447,000 | 250,534,000 |
| Securities held to maturity | 3,318,000 | 3,126,000 | 3,390,000 | 3,813,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 770,148,000 | 761,898,000 | 764,162,000 | 773,081,000 |
| Interest-bearing deposits | 619,270,000 | 606,972,000 | 620,695,000 | 621,554,000 |
| Noninterest-bearing deposits | 150,878,000 | 154,926,000 | 143,468,000 | 151,527,000 |
| Equity capital | 65,595,000 | 66,514,000 | 63,967,000 | 63,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 13,244,000 | 27,616,000 | 42,559,000 | 57,746,000 |
| Interest expense | 5,255,000 | 11,180,000 | 17,989,000 | 25,329,000 |
| Net interest income | 7,989,000 | 16,436,000 | 24,570,000 | 32,417,000 |
| Noninterest income | 1,874,000 | 4,048,000 | 6,240,000 | 8,561,000 |
| Noninterest expense | 5,975,000 | 12,776,000 | 19,105,000 | 27,856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,888,000 | 7,708,000 | 11,705,000 | 13,122,000 |
| Income tax | 1,258,000 | 2,494,000 | 3,791,000 | 4,213,000 |
| Net income | 2,630,000 | 5,214,000 | 7,914,000 | 8,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,703,000 | 69,287,000 | 65,486,000 | 64,482,000 |
| Total capital | 74,184,000 | 75,742,000 | 81,903,000 | 80,891,000 |
| Risk-weighted assets | 715,698,000 | 720,080,000 | 738,775,000 | 762,727,000 |