Call reports 2005
FOUNDERS BANK — 2005
What FOUNDERS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 828,975,000 | 836,232,000 | 856,814,000 | 895,579,000 |
| Total loans | 544,355,000 | 547,516,000 | 562,825,000 | 579,042,000 |
| Allowance for loan losses | 6,445,000 | 6,415,000 | 6,419,000 | 5,484,000 |
| Securities available for sale | 230,933,000 | 231,403,000 | 231,186,000 | 249,382,000 |
| Securities held to maturity | 1,604,000 | 2,034,000 | 2,688,000 | 2,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 697,617,000 | 734,864,000 | 705,623,000 | 728,912,000 |
| Interest-bearing deposits | 546,784,000 | 581,370,000 | 553,692,000 | 575,457,000 |
| Noninterest-bearing deposits | 150,833,000 | 153,494,000 | 151,931,000 | 153,455,000 |
| Equity capital | 52,817,000 | 57,252,000 | 58,641,000 | 59,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,307,000 | 21,569,000 | 33,364,000 | 45,851,000 |
| Interest expense | 2,611,000 | 5,757,000 | 9,313,000 | 13,658,000 |
| Net interest income | 7,696,000 | 15,812,000 | 24,051,000 | 32,193,000 |
| Noninterest income | 1,942,000 | 3,733,000 | 5,897,000 | 8,164,000 |
| Noninterest expense | 5,557,000 | 11,492,000 | 17,852,000 | 25,889,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,088,000 | 8,060,000 | 11,968,000 | 14,340,000 |
| Income tax | 1,441,000 | 2,838,000 | 4,208,000 | 4,982,000 |
| Net income | 2,647,000 | 5,222,000 | 7,760,000 | 9,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,862,000 | 57,438,000 | 59,975,000 | 61,573,000 |
| Total capital | 61,384,000 | 63,926,000 | 66,465,000 | 68,053,000 |
| Risk-weighted assets | 613,429,000 | 623,692,000 | 646,218,000 | 681,765,000 |