Call reports 2003
FOUNDERS BANK — 2003
What FOUNDERS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 604,862,000 | 626,425,000 | 672,528,000 | 709,375,000 |
| Total loans | 319,396,000 | 329,074,000 | 345,320,000 | 369,437,000 |
| Allowance for loan losses | 4,333,000 | 4,403,000 | 4,643,000 | 4,885,000 |
| Securities available for sale | 230,974,000 | 234,671,000 | 236,973,000 | 281,823,000 |
| Securities held to maturity | 1,402,000 | 1,447,000 | 990,000 | 1,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,161,000 | 554,626,000 | 594,709,000 | 617,350,000 |
| Interest-bearing deposits | 427,657,000 | 430,069,000 | 470,530,000 | 492,240,000 |
| Noninterest-bearing deposits | 108,504,000 | 124,557,000 | 124,179,000 | 125,110,000 |
| Equity capital | 40,725,000 | 41,939,000 | 39,142,000 | 38,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,164,000 | 16,185,000 | 24,285,000 | 32,611,000 |
| Interest expense | 2,168,000 | 4,196,000 | 6,145,000 | 8,069,000 |
| Net interest income | 5,996,000 | 11,989,000 | 18,140,000 | 24,542,000 |
| Noninterest income | 1,870,000 | 3,904,000 | 6,048,000 | 7,581,000 |
| Noninterest expense | 5,161,000 | 10,142,000 | 15,635,000 | 22,548,000 |
| Provision for loan losses | 20,000 | 90,000 | 347,000 | 695,000 |
| Pretax income | 2,716,000 | 7,067,000 | 10,812,000 | 11,486,000 |
| Income tax | 910,000 | 2,463,000 | 3,806,000 | 3,949,000 |
| Net income | 1,806,000 | 4,604,000 | 7,006,000 | 7,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,509,000 | 37,543,000 | 39,114,000 | 37,927,000 |
| Total capital | 40,842,000 | 41,946,000 | 43,757,000 | 42,888,000 |
| Risk-weighted assets | 378,859,000 | 380,953,000 | 401,082,000 | 426,084,000 |