Call reports 2002
FOUNDERS BANK — 2002
What FOUNDERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 511,960,000 | 553,380,000 | 577,292,000 | 599,660,000 |
| Total loans | 300,427,000 | 308,037,000 | 312,808,000 | 332,317,000 |
| Allowance for loan losses | 4,027,000 | 4,134,000 | 4,166,000 | 4,318,000 |
| Securities available for sale | 148,752,000 | 194,859,000 | 218,421,000 | 216,605,000 |
| Securities held to maturity | 811,000 | 965,000 | 1,196,000 | 1,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,360,000 | 489,076,000 | 506,046,000 | 526,350,000 |
| Interest-bearing deposits | 362,210,000 | 373,987,000 | 397,573,000 | 412,194,000 |
| Noninterest-bearing deposits | 103,150,000 | 115,089,000 | 108,473,000 | 114,156,000 |
| Equity capital | 30,388,000 | 33,337,000 | 37,354,000 | 40,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,551,000 | 15,708,000 | 24,359,000 | 32,764,000 |
| Interest expense | 2,386,000 | 4,796,000 | 7,270,000 | 9,720,000 |
| Net interest income | 5,165,000 | 10,912,000 | 17,089,000 | 23,044,000 |
| Noninterest income | 1,604,000 | 3,038,000 | 4,598,000 | 6,584,000 |
| Noninterest expense | 4,610,000 | 9,048,000 | 14,011,000 | 20,011,000 |
| Provision for loan losses | 71,000 | 213,000 | 281,000 | 281,000 |
| Pretax income | 2,688,000 | 5,358,000 | 8,240,000 | 10,189,000 |
| Income tax | 893,000 | 1,764,000 | 2,724,000 | 3,337,000 |
| Net income | 1,795,000 | 3,594,000 | 5,516,000 | 6,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,474,000 | 31,039,000 | 32,727,000 | 35,562,000 |
| Total capital | 34,552,000 | 35,218,000 | 36,893,000 | 39,881,000 |
| Risk-weighted assets | 324,849,000 | 336,637,000 | 368,497,000 | 384,177,000 |