Call reports 2007
COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION — 2007
What COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 436,139,000 | 422,738,000 | 411,171,000 | 406,076,000 |
| Total loans | 346,682,000 | 352,737,000 | 339,588,000 | 342,079,000 |
| Allowance for loan losses | 4,348,000 | 4,254,000 | 4,126,000 | 4,923,000 |
| Securities available for sale | 13,667,000 | 10,133,000 | 9,921,000 | 5,426,000 |
| Securities held to maturity | 25,912,000 | 29,716,000 | 28,563,000 | 32,439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,870,000 | 307,773,000 | 308,631,000 | 297,652,000 |
| Interest-bearing deposits | 280,150,000 | 268,354,000 | 271,163,000 | 260,521,000 |
| Noninterest-bearing deposits | 58,720,000 | 39,420,000 | 37,468,000 | 37,131,000 |
| Equity capital | 35,573,000 | 35,564,000 | 35,733,000 | 35,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,359,000 | 14,801,000 | 22,214,000 | 29,257,000 |
| Interest expense | 3,616,000 | 7,363,000 | 11,204,000 | 14,896,000 |
| Net interest income | 3,743,000 | 7,438,000 | 11,010,000 | 14,361,000 |
| Noninterest income | 392,000 | 807,000 | 1,188,000 | 1,527,000 |
| Noninterest expense | 1,939,000 | 3,750,000 | 5,659,000 | 7,655,000 |
| Provision for loan losses | 167,000 | 1,105,000 | 1,805,000 | 3,305,000 |
| Pretax income | 2,029,000 | 3,390,000 | 4,734,000 | 4,965,000 |
| Income tax | 755,000 | 1,253,000 | 1,743,000 | 1,804,000 |
| Net income | 1,274,000 | 2,137,000 | 2,991,000 | 3,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,655,000 | 35,718,000 | 35,771,000 | 35,142,000 |
| Total capital | 39,873,000 | 39,972,000 | 39,897,000 | 39,345,000 |
| Risk-weighted assets | 337,281,000 | 342,852,000 | 332,788,000 | 335,513,000 |