Call reports 2006
COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION — 2006
What COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 382,002,000 | 396,642,000 | 407,081,000 | 428,966,000 |
| Total loans | 313,849,000 | 325,141,000 | 328,595,000 | 341,340,000 |
| Allowance for loan losses | 4,095,000 | 4,168,000 | 4,164,000 | 4,248,000 |
| Securities available for sale | 22,361,000 | 25,613,000 | 18,349,000 | 17,998,000 |
| Securities held to maturity | 9,610,000 | 9,323,000 | 22,840,000 | 26,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,348,000 | 311,230,000 | 301,319,000 | 329,431,000 |
| Interest-bearing deposits | 231,739,000 | 254,466,000 | 248,382,000 | 257,336,000 |
| Noninterest-bearing deposits | 64,608,000 | 56,764,000 | 52,937,000 | 72,096,000 |
| Equity capital | 31,160,000 | 32,600,000 | 34,457,000 | 35,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,039,000 | 12,623,000 | 19,574,000 | 26,769,000 |
| Interest expense | 2,167,000 | 4,751,000 | 7,789,000 | 11,155,000 |
| Net interest income | 3,872,000 | 7,872,000 | 11,785,000 | 15,614,000 |
| Noninterest income | 506,000 | 920,000 | 1,333,000 | 1,743,000 |
| Noninterest expense | 1,796,000 | 3,633,000 | 5,283,000 | 7,098,000 |
| Provision for loan losses | 105,000 | 180,000 | 180,000 | 265,000 |
| Pretax income | 2,477,000 | 4,979,000 | 7,655,000 | 9,994,000 |
| Income tax | 938,000 | 1,884,000 | 2,893,000 | 3,767,000 |
| Net income | 1,539,000 | 3,095,000 | 4,762,000 | 6,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,443,000 | 32,999,000 | 34,666,000 | 35,381,000 |
| Total capital | 35,403,000 | 37,055,000 | 38,755,000 | 39,582,000 |
| Risk-weighted assets | 316,673,000 | 324,334,000 | 327,061,000 | 335,999,000 |