Call reports 2005
COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION — 2005
What COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 349,381,000 | 363,623,000 | 380,060,000 | 385,371,000 |
| Total loans | 272,851,000 | 287,542,000 | 309,854,000 | 308,232,000 |
| Allowance for loan losses | 3,385,000 | 3,687,000 | 3,963,000 | 3,992,000 |
| Securities available for sale | 33,587,000 | 29,409,000 | 22,616,000 | 21,925,000 |
| Securities held to maturity | 11,231,000 | 10,826,000 | 10,253,000 | 9,869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,742,000 | 269,607,000 | 283,046,000 | 294,499,000 |
| Interest-bearing deposits | 192,651,000 | 207,182,000 | 215,224,000 | 235,589,000 |
| Noninterest-bearing deposits | 62,090,000 | 62,425,000 | 67,822,000 | 58,910,000 |
| Equity capital | 24,489,000 | 25,961,000 | 28,244,000 | 29,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,178,000 | 9,082,000 | 14,475,000 | 20,358,000 |
| Interest expense | 1,075,000 | 2,460,000 | 4,131,000 | 6,160,000 |
| Net interest income | 3,103,000 | 6,622,000 | 10,344,000 | 14,198,000 |
| Noninterest income | 348,000 | 844,000 | 1,335,000 | 1,736,000 |
| Noninterest expense | 1,344,000 | 2,860,000 | 4,528,000 | 6,269,000 |
| Provision for loan losses | 256,000 | 582,000 | 842,000 | 881,000 |
| Pretax income | 1,851,000 | 4,024,000 | 6,309,000 | 8,784,000 |
| Income tax | 701,000 | 1,527,000 | 2,397,000 | 3,338,000 |
| Net income | 1,150,000 | 2,497,000 | 3,912,000 | 5,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,608,000 | 25,956,000 | 28,370,000 | 29,904,000 |
| Total capital | 27,993,000 | 29,572,000 | 32,219,000 | 33,807,000 |
| Risk-weighted assets | 273,249,000 | 289,195,000 | 307,831,000 | 312,332,000 |