Call reports 2004
COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION — 2004
What COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 265,938,000 | 267,105,000 | 277,326,000 | 293,359,000 |
| Total loans | 213,719,000 | 222,482,000 | 235,183,000 | 247,379,000 |
| Allowance for loan losses | 2,891,000 | 2,887,000 | 3,121,000 | 3,172,000 |
| Securities available for sale | 17,748,000 | 8,409,000 | 11,328,000 | 13,081,000 |
| Securities held to maturity | 8,714,000 | 12,096,000 | 11,711,000 | 11,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,091,000 | 203,787,000 | 206,491,000 | 207,173,000 |
| Interest-bearing deposits | 147,796,000 | 159,803,000 | 163,394,000 | 161,351,000 |
| Noninterest-bearing deposits | 38,296,000 | 43,984,000 | 43,097,000 | 45,822,000 |
| Equity capital | 19,662,000 | 20,604,000 | 22,593,000 | 23,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,025,000 | 6,250,000 | 9,717,000 | 13,412,000 |
| Interest expense | 725,000 | 1,492,000 | 2,287,000 | 3,155,000 |
| Net interest income | 2,300,000 | 4,758,000 | 7,430,000 | 10,257,000 |
| Noninterest income | 353,000 | 709,000 | 989,000 | 1,342,000 |
| Noninterest expense | 1,007,000 | 2,083,000 | 3,254,000 | 4,537,000 |
| Provision for loan losses | 82,000 | 153,000 | 388,000 | 432,000 |
| Pretax income | 1,564,000 | 3,231,000 | 4,777,000 | 6,630,000 |
| Income tax | 591,000 | 1,222,000 | 1,805,000 | 2,506,000 |
| Net income | 973,000 | 2,009,000 | 2,972,000 | 4,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,582,000 | 20,618,000 | 22,581,000 | 23,458,000 |
| Total capital | 22,118,000 | 23,316,000 | 25,439,000 | 26,503,000 |
| Risk-weighted assets | 202,514,000 | 215,670,000 | 228,334,000 | 243,470,000 |