Call reports 2003
COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION — 2003
What COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 220,789,000 | 225,711,000 | 233,388,000 | 238,355,000 |
| Total loans | 184,880,000 | 187,661,000 | 195,076,000 | 202,640,000 |
| Allowance for loan losses | 2,533,000 | 2,608,000 | 2,754,000 | 2,812,000 |
| Securities available for sale | 16,609,000 | 13,513,000 | 13,677,000 | 14,740,000 |
| Securities held to maturity | 4,224,000 | 5,245,000 | 3,820,000 | 3,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,307,000 | 169,964,000 | 173,846,000 | 173,223,000 |
| Interest-bearing deposits | 128,228,000 | 141,511,000 | 144,545,000 | 143,709,000 |
| Noninterest-bearing deposits | 26,079,000 | 28,453,000 | 29,301,000 | 29,514,000 |
| Equity capital | 15,911,000 | 16,859,000 | 17,695,000 | 18,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,892,000 | 5,908,000 | 8,949,000 | 11,943,000 |
| Interest expense | 844,000 | 1,668,000 | 2,412,000 | 3,126,000 |
| Net interest income | 2,048,000 | 4,240,000 | 6,537,000 | 8,817,000 |
| Noninterest income | 373,000 | 788,000 | 1,216,000 | 1,543,000 |
| Noninterest expense | 930,000 | 2,060,000 | 3,136,000 | 4,141,000 |
| Provision for loan losses | 131,000 | 221,000 | 372,000 | 427,000 |
| Pretax income | 1,360,000 | 2,747,000 | 4,245,000 | 5,792,000 |
| Income tax | 514,000 | 1,038,000 | 1,605,000 | 2,182,000 |
| Net income | 846,000 | 1,709,000 | 2,640,000 | 3,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,845,000 | 16,709,000 | 17,640,000 | 18,609,000 |
| Total capital | 17,956,000 | 18,837,000 | 19,837,000 | 20,970,000 |
| Risk-weighted assets | 167,835,000 | 169,734,000 | 175,164,000 | 188,422,000 |