Call reports 2002
COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION — 2002
What COMMUNITY BANK OF NAPLES, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 171,171,000 | 186,947,000 | 196,105,000 | 206,947,000 |
| Total loans | 134,594,000 | 142,058,000 | 161,455,000 | 174,073,000 |
| Allowance for loan losses | 1,739,000 | 1,836,000 | 2,135,000 | 2,400,000 |
| Securities available for sale | 8,003,000 | 14,750,000 | 12,250,000 | 12,895,000 |
| Securities held to maturity | 6,974,000 | 8,029,000 | 7,488,000 | 5,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,195,000 | 142,519,000 | 134,198,000 | 143,897,000 |
| Interest-bearing deposits | 109,438,000 | 115,604,000 | 112,040,000 | 119,632,000 |
| Noninterest-bearing deposits | 23,757,000 | 26,915,000 | 22,158,000 | 24,264,000 |
| Equity capital | 11,549,000 | 12,750,000 | 13,397,000 | 15,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,525,000 | 5,168,000 | 7,957,000 | 10,858,000 |
| Interest expense | 919,000 | 1,843,000 | 2,780,000 | 3,717,000 |
| Net interest income | 1,606,000 | 3,325,000 | 5,177,000 | 7,141,000 |
| Noninterest income | 226,000 | 516,000 | 866,000 | 1,233,000 |
| Noninterest expense | 774,000 | 1,705,000 | 2,607,000 | 3,552,000 |
| Provision for loan losses | 61,000 | 157,000 | 457,000 | 721,000 |
| Pretax income | 997,000 | 1,979,000 | 2,979,000 | 4,101,000 |
| Income tax | 368,000 | 731,000 | 1,100,000 | 1,520,000 |
| Net income | 629,000 | 1,248,000 | 1,879,000 | 2,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,548,000 | 12,667,000 | 13,298,000 | 15,000,000 |
| Total capital | 13,059,000 | 14,263,000 | 15,090,000 | 16,959,000 |
| Risk-weighted assets | 120,639,000 | 127,425,000 | 143,051,000 | 156,306,000 |