Call reports 2005
COMMERCE BANK/DELAWARE, N.A. — 2005
What COMMERCE BANK/DELAWARE, N.A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 403,083,000 |
| Total loans | 128,819,000 |
| Allowance for loan losses | 1,501,000 |
| Securities available for sale | 118,893,000 |
| Securities held to maturity | 75,985,000 |
| Trading assets | 0 |
| Total deposits | 378,803,000 |
| Interest-bearing deposits | 253,029,000 |
| Noninterest-bearing deposits | 125,774,000 |
| Equity capital | 22,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 4,394,000 |
| Interest expense | 884,000 |
| Net interest income | 3,510,000 |
| Noninterest income | 1,193,000 |
| Noninterest expense | 3,209,000 |
| Provision for loan losses | 90,000 |
| Pretax income | 1,404,000 |
| Income tax | 572,000 |
| Net income | 832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 23,832,000 |
| Total capital | 25,333,000 |
| Risk-weighted assets | 207,007,000 |