Call reports 2002
COMMERCE BANK/DELAWARE, N.A. — 2002
What COMMERCE BANK/DELAWARE, N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 170,159,000 | 202,408,000 | 216,204,000 | 225,610,000 |
| Total loans | 56,211,000 | 64,370,000 | 68,717,000 | 71,903,000 |
| Allowance for loan losses | 742,000 | 946,000 | 1,040,000 | 1,236,000 |
| Securities available for sale | 80,530,000 | 104,461,000 | 104,811,000 | 98,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,860,000 | 185,130,000 | 194,924,000 | 203,745,000 |
| Interest-bearing deposits | 146,013,000 | 168,774,000 | 182,871,000 | 181,724,000 |
| Noninterest-bearing deposits | 10,847,000 | 16,356,000 | 12,053,000 | 22,021,000 |
| Equity capital | 12,781,000 | 15,571,000 | 19,097,000 | 19,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,788,000 | 4,119,000 | 6,717,000 | 9,296,000 |
| Interest expense | 563,000 | 1,175,000 | 1,799,000 | 2,335,000 |
| Net interest income | 1,225,000 | 2,944,000 | 4,918,000 | 6,961,000 |
| Noninterest income | 546,000 | 1,151,000 | 1,824,000 | 2,660,000 |
| Noninterest expense | 2,082,000 | 3,975,000 | 6,125,000 | 8,477,000 |
| Provision for loan losses | 126,000 | 352,000 | 477,000 | 527,000 |
| Pretax income | -437,000 | -232,000 | 140,000 | 617,000 |
| Income tax | -167,000 | -109,000 | 9,000 | 180,000 |
| Net income | -270,000 | -123,000 | 131,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,197,000 | 14,745,000 | 16,299,000 | 17,574,000 |
| Total capital | 13,939,000 | 15,691,000 | 17,339,000 | 18,810,000 |
| Risk-weighted assets | 90,007,000 | 103,081,000 | 106,751,000 | 112,825,000 |