Call reports 2001
COMMERCE BANK/DELAWARE, N.A. — 2001
What COMMERCE BANK/DELAWARE, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 99,482,000 | 123,739,000 | 112,314,000 | 159,522,000 |
| Total loans | 33,301,000 | 38,350,000 | 45,523,000 | 50,793,000 |
| Allowance for loan losses | 646,000 | 646,000 | 424,000 | 624,000 |
| Securities available for sale | 38,000,000 | 36,251,000 | 35,212,000 | 33,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,359,000 | 115,701,000 | 101,466,000 | 148,284,000 |
| Interest-bearing deposits | 73,409,000 | 108,328,000 | 95,510,000 | 138,142,000 |
| Noninterest-bearing deposits | 5,950,000 | 7,373,000 | 5,956,000 | 10,142,000 |
| Equity capital | 5,471,000 | 7,699,000 | 9,197,000 | 10,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,409,000 | 3,882,000 | 5,371,000 |
| Interest expense | 670,000 | 1,228,000 | 1,788,000 | 2,286,000 |
| Net interest income | 401,000 | 1,181,000 | 2,094,000 | 3,085,000 |
| Noninterest income | 208,000 | 559,000 | 975,000 | 1,508,000 |
| Noninterest expense | 1,547,000 | 3,179,000 | 4,912,000 | 6,675,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | 374,000 |
| Pretax income | -962,000 | -1,463,000 | -1,867,000 | -2,456,000 |
| Income tax | -346,000 | -533,000 | -688,000 | -910,000 |
| Net income | -616,000 | -930,000 | -1,179,000 | -1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,347,000 | 7,733,000 | 8,584,000 | 10,317,000 |
| Total capital | 5,993,000 | 8,379,000 | 9,008,000 | 10,941,000 |
| Risk-weighted assets | 55,399,000 | 66,388,000 | 67,355,000 | 82,689,000 |