Call reports 2026
HIGHPOINT COMMUNITY BANK — 2026
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 597,210,000 | 592,373,000 |
| Total loans | 369,868,000 | 371,946,000 |
| Allowance for loan losses | 4,130,000 | 4,232,000 |
| Securities available for sale | 53,326,000 | 48,605,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 545,799,000 | 539,995,000 |
| Interest-bearing deposits | 444,146,000 | 433,386,000 |
| Noninterest-bearing deposits | 101,653,000 | 106,609,000 |
| Equity capital | 47,468,000 | 48,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,524,000 | 13,435,000 |
| Interest expense | 2,002,000 | 3,985,000 |
| Net interest income | 4,522,000 | 9,450,000 |
| Noninterest income | 573,000 | 1,325,000 |
| Noninterest expense | 3,739,000 | 7,874,000 |
| Provision for loan losses | 188,000 | 289,000 |
| Pretax income | 1,168,000 | 2,607,000 |
| Income tax | 124,000 | 232,000 |
| Net income | 1,044,000 | 2,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 49,209,000 | 50,539,000 |
| Total capital | 53,395,000 | 54,832,000 |
| Risk-weighted assets | 337,390,000 | 344,298,000 |