Call reports 2024
HIGHPOINT COMMUNITY BANK — 2024
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 599,528,000 | 539,766,000 | 637,442,000 | 627,900,000 |
| Total loans | 315,967,000 | 318,531,000 | 319,387,000 | 327,177,000 |
| Allowance for loan losses | 2,948,000 | 3,075,000 | 3,095,000 | 3,156,000 |
| Securities available for sale | 70,076,000 | 64,640,000 | 61,197,000 | 57,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,710,000 | 492,123,000 | 586,935,000 | 575,911,000 |
| Interest-bearing deposits | 447,397,000 | 392,013,000 | 485,982,000 | 467,789,000 |
| Noninterest-bearing deposits | 98,313,000 | 100,110,000 | 100,953,000 | 108,122,000 |
| Equity capital | 38,027,000 | 38,861,000 | 40,822,000 | 41,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,980,000 | 12,566,000 | 18,828,000 | 26,398,000 |
| Interest expense | 1,931,000 | 3,887,000 | 5,902,000 | 8,062,000 |
| Net interest income | 4,049,000 | 8,679,000 | 12,926,000 | 18,336,000 |
| Noninterest income | 920,000 | 1,699,000 | 2,451,000 | 3,248,000 |
| Noninterest expense | 3,354,000 | 6,785,000 | 10,421,000 | 14,351,000 |
| Provision for loan losses | 24,000 | 156,000 | 180,000 | 240,000 |
| Pretax income | 1,591,000 | 3,461,000 | 4,800,000 | 6,993,000 |
| Income tax | 154,000 | 417,000 | 575,000 | 912,000 |
| Net income | 1,437,000 | 3,044,000 | 4,225,000 | 6,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,422,000 | 42,169,000 | 43,039,000 | 44,313,000 |
| Total capital | 44,209,000 | 45,083,000 | 45,973,000 | 47,332,000 |
| Risk-weighted assets | 287,721,000 | 286,094,000 | 287,611,000 | 292,018,000 |