Call reports 2023
HIGHPOINT COMMUNITY BANK — 2023
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 479,680,000 | 543,414,000 | 587,070,000 | 561,432,000 |
| Total loans | 335,014,000 | 322,128,000 | 323,960,000 | 315,897,000 |
| Allowance for loan losses | 2,847,000 | 3,025,000 | 3,091,000 | 2,923,000 |
| Securities available for sale | 84,372,000 | 78,246,000 | 71,578,000 | 71,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,368,000 | 493,770,000 | 536,129,000 | 507,190,000 |
| Interest-bearing deposits | 331,515,000 | 387,991,000 | 438,682,000 | 403,070,000 |
| Noninterest-bearing deposits | 99,853,000 | 105,779,000 | 97,447,000 | 104,120,000 |
| Equity capital | 33,430,000 | 34,259,000 | 34,933,000 | 37,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,154,000 | 9,670,000 | 15,354,000 | 21,628,000 |
| Interest expense | 380,000 | 1,320,000 | 2,850,000 | 4,650,000 |
| Net interest income | 3,774,000 | 8,350,000 | 12,504,000 | 16,978,000 |
| Noninterest income | 661,000 | 1,366,000 | 2,071,000 | 2,897,000 |
| Noninterest expense | 3,291,000 | 6,711,000 | 10,127,000 | 13,873,000 |
| Provision for loan losses | 244,000 | 421,000 | 487,000 | 317,000 |
| Pretax income | 917,000 | 2,596,000 | 3,973,000 | 5,697,000 |
| Income tax | 29,000 | 229,000 | 380,000 | 609,000 |
| Net income | 888,000 | 2,367,000 | 3,593,000 | 5,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,535,000 | 38,777,000 | 39,766,000 | 40,770,000 |
| Total capital | 40,126,000 | 41,550,000 | 42,605,000 | 43,441,000 |
| Risk-weighted assets | 301,130,000 | 292,565,000 | 292,635,000 | 287,096,000 |