Call reports 2022
HIGHPOINT COMMUNITY BANK — 2022
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 491,325,000 | 472,410,000 | 492,090,000 | 472,144,000 |
| Total loans | 233,694,000 | 241,160,000 | 284,550,000 | 313,377,000 |
| Allowance for loan losses | 2,094,000 | 2,107,000 | 2,150,000 | 2,153,000 |
| Securities available for sale | 81,369,000 | 84,212,000 | 89,094,000 | 90,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,488,000 | 415,136,000 | 434,783,000 | 418,772,000 |
| Interest-bearing deposits | 337,368,000 | 319,069,000 | 338,965,000 | 320,172,000 |
| Noninterest-bearing deposits | 95,120,000 | 96,067,000 | 95,818,000 | 98,600,000 |
| Equity capital | 33,893,000 | 32,053,000 | 32,083,000 | 32,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,322,000 | 6,205,000 | 9,901,000 | 14,005,000 |
| Interest expense | 242,000 | 481,000 | 737,000 | 1,104,000 |
| Net interest income | 3,080,000 | 5,724,000 | 9,164,000 | 12,901,000 |
| Noninterest income | 689,000 | 1,384,000 | 2,119,000 | 2,751,000 |
| Noninterest expense | 2,860,000 | 5,864,000 | 8,963,000 | 12,244,000 |
| Provision for loan losses | 15,000 | 30,000 | 70,000 | 70,000 |
| Pretax income | 894,000 | 1,214,000 | 2,250,000 | 3,338,000 |
| Income tax | 81,000 | 38,000 | 129,000 | 210,000 |
| Net income | 813,000 | 1,176,000 | 2,121,000 | 3,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,452,000 | 35,605,000 | 36,333,000 | 36,968,000 |
| Total capital | 37,546,000 | 37,712,000 | 38,483,000 | 39,121,000 |
| Risk-weighted assets | 209,787,000 | 216,991,000 | 259,876,000 | 283,220,000 |