Call reports 2021
HIGHPOINT COMMUNITY BANK — 2021
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 436,055,000 | 432,125,000 | 452,592,000 | 462,558,000 |
| Total loans | 258,415,000 | 242,339,000 | 239,254,000 | 240,641,000 |
| Allowance for loan losses | 1,991,000 | 2,022,000 | 2,040,000 | 2,075,000 |
| Securities available for sale | 62,332,000 | 64,200,000 | 71,209,000 | 83,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,868,000 | 368,738,000 | 390,141,000 | 400,871,000 |
| Interest-bearing deposits | 292,602,000 | 284,815,000 | 303,286,000 | 314,343,000 |
| Noninterest-bearing deposits | 81,266,000 | 83,923,000 | 86,855,000 | 86,528,000 |
| Equity capital | 35,831,000 | 36,317,000 | 35,765,000 | 35,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,999,000 | 6,218,000 | 9,312,000 | 12,227,000 |
| Interest expense | 300,000 | 577,000 | 836,000 | 1,082,000 |
| Net interest income | 2,699,000 | 5,641,000 | 8,476,000 | 11,145,000 |
| Noninterest income | 842,000 | 1,553,000 | 2,264,000 | 3,070,000 |
| Noninterest expense | 2,741,000 | 5,551,000 | 8,485,000 | 11,482,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 740,000 | 1,553,000 | 2,134,000 | 2,582,000 |
| Income tax | 62,000 | 138,000 | 165,000 | 154,000 |
| Net income | 678,000 | 1,415,000 | 1,969,000 | 2,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,681,000 | 35,200,000 | 34,709,000 | 34,855,000 |
| Total capital | 36,672,000 | 37,222,000 | 36,749,000 | 36,930,000 |
| Risk-weighted assets | 198,717,000 | 196,137,000 | 201,379,000 | 209,422,000 |