Call reports 2020
HIGHPOINT COMMUNITY BANK — 2020
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 335,315,000 | 358,362,000 | 382,050,000 | 395,737,000 |
| Total loans | 226,727,000 | 257,463,000 | 259,214,000 | 243,942,000 |
| Allowance for loan losses | 1,347,000 | 1,593,000 | 1,759,000 | 1,928,000 |
| Securities available for sale | 50,206,000 | 47,319,000 | 45,820,000 | 61,657,000 |
| Securities held to maturity | 30,000 | 14,000 | 14,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,229,000 | 296,782,000 | 319,825,000 | 333,633,000 |
| Interest-bearing deposits | 217,234,000 | 228,223,000 | 251,391,000 | 262,694,000 |
| Noninterest-bearing deposits | 55,995,000 | 68,559,000 | 68,434,000 | 70,939,000 |
| Equity capital | 33,826,000 | 34,715,000 | 35,269,000 | 35,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,880,000 | 5,932,000 | 8,902,000 | 12,279,000 |
| Interest expense | 330,000 | 631,000 | 932,000 | 1,238,000 |
| Net interest income | 2,550,000 | 5,301,000 | 7,970,000 | 11,041,000 |
| Noninterest income | 607,000 | 1,275,000 | 2,129,000 | 3,421,000 |
| Noninterest expense | 2,549,000 | 5,128,000 | 7,736,000 | 10,932,000 |
| Provision for loan losses | 40,000 | 280,000 | 445,000 | 610,000 |
| Pretax income | 568,000 | 1,168,000 | 1,918,000 | 2,923,000 |
| Income tax | 26,000 | 57,000 | 123,000 | 161,000 |
| Net income | 542,000 | 1,111,000 | 1,795,000 | 2,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,779,000 | 33,142,000 | 33,627,000 | 34,226,000 |
| Total capital | 34,126,000 | 34,735,000 | 35,386,000 | 36,154,000 |
| Risk-weighted assets | 195,504,000 | 192,910,000 | 191,902,000 | 194,971,000 |