Call reports 2019
HIGHPOINT COMMUNITY BANK — 2019
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 315,648,000 | 317,183,000 | 331,201,000 | 324,552,000 |
| Total loans | 212,882,000 | 210,543,000 | 212,741,000 | 219,807,000 |
| Allowance for loan losses | 1,290,000 | 1,297,000 | 1,304,000 | 1,309,000 |
| Securities available for sale | 57,322,000 | 55,738,000 | 56,254,000 | 51,654,000 |
| Securities held to maturity | 81,000 | 1,681,000 | 80,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,998,000 | 252,926,000 | 270,368,000 | 265,433,000 |
| Interest-bearing deposits | 206,463,000 | 198,175,000 | 215,399,000 | 210,120,000 |
| Noninterest-bearing deposits | 53,535,000 | 54,751,000 | 54,969,000 | 55,313,000 |
| Equity capital | 31,460,000 | 32,457,000 | 32,943,000 | 33,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,860,000 | 5,717,000 | 8,570,000 | 11,489,000 |
| Interest expense | 226,000 | 522,000 | 827,000 | 1,161,000 |
| Net interest income | 2,634,000 | 5,195,000 | 7,743,000 | 10,328,000 |
| Noninterest income | 629,000 | 1,312,000 | 2,001,000 | 2,700,000 |
| Noninterest expense | 2,694,000 | 5,329,000 | 7,929,000 | 10,545,000 |
| Provision for loan losses | 20,000 | 35,000 | 50,000 | 65,000 |
| Pretax income | 549,000 | 1,143,000 | 1,765,000 | 2,415,000 |
| Income tax | 7,000 | 24,000 | 52,000 | 85,000 |
| Net income | 542,000 | 1,119,000 | 1,713,000 | 2,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,349,000 | 31,726,000 | 32,118,000 | 32,436,000 |
| Total capital | 32,639,000 | 33,023,000 | 33,422,000 | 33,745,000 |
| Risk-weighted assets | 188,867,000 | 188,964,000 | 188,947,000 | 193,317,000 |