Call reports 2018
HIGHPOINT COMMUNITY BANK — 2018
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 326,922,000 | 319,253,000 | 321,822,000 | 318,732,000 |
| Total loans | 196,426,000 | 198,675,000 | 202,384,000 | 203,969,000 |
| Allowance for loan losses | 1,365,000 | 1,380,000 | 1,396,000 | 1,269,000 |
| Securities available for sale | 69,527,000 | 67,163,000 | 64,018,000 | 58,932,000 |
| Securities held to maturity | 180,000 | 1,159,000 | 383,000 | 85,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,500,000 | 258,859,000 | 269,114,000 | 260,165,000 |
| Interest-bearing deposits | 222,326,000 | 205,985,000 | 216,719,000 | 208,368,000 |
| Noninterest-bearing deposits | 49,174,000 | 52,874,000 | 52,395,000 | 51,797,000 |
| Equity capital | 29,441,000 | 29,746,000 | 29,875,000 | 30,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,660,000 | 5,365,000 | 8,123,000 | 10,942,000 |
| Interest expense | 188,000 | 388,000 | 597,000 | 816,000 |
| Net interest income | 2,472,000 | 4,977,000 | 7,526,000 | 10,126,000 |
| Noninterest income | 626,000 | 1,337,000 | 1,989,000 | 2,687,000 |
| Noninterest expense | 2,594,000 | 5,121,000 | 7,737,000 | 10,277,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 489,000 | 1,163,000 | 1,733,000 | 2,464,000 |
| Income tax | 20,000 | 75,000 | 148,000 | 245,000 |
| Net income | 469,000 | 1,088,000 | 1,585,000 | 2,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,915,000 | 30,367,000 | 30,676,000 | 30,994,000 |
| Total capital | 31,280,000 | 31,747,000 | 32,072,000 | 32,263,000 |
| Risk-weighted assets | 181,919,000 | 182,606,000 | 182,890,000 | 186,013,000 |