Call reports 2017
HIGHPOINT COMMUNITY BANK — 2017
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 314,740,000 | 315,903,000 | 316,533,000 | 326,145,000 |
| Total loans | 175,819,000 | 176,670,000 | 181,187,000 | 196,815,000 |
| Allowance for loan losses | 1,303,000 | 1,339,000 | 1,359,000 | 1,375,000 |
| Securities available for sale | 80,768,000 | 76,896,000 | 74,025,000 | 71,281,000 |
| Securities held to maturity | 436,000 | 1,644,000 | 712,000 | 325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,407,000 | 262,118,000 | 269,488,000 | 264,851,000 |
| Interest-bearing deposits | 215,659,000 | 211,289,000 | 222,317,000 | 216,400,000 |
| Noninterest-bearing deposits | 51,748,000 | 50,830,000 | 47,172,000 | 48,451,000 |
| Equity capital | 28,972,000 | 29,811,000 | 30,116,000 | 29,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,372,000 | 4,890,000 | 7,399,000 | 9,986,000 |
| Interest expense | 132,000 | 287,000 | 432,000 | 588,000 |
| Net interest income | 2,240,000 | 4,603,000 | 6,967,000 | 9,398,000 |
| Noninterest income | 603,000 | 1,278,000 | 2,036,000 | 2,688,000 |
| Noninterest expense | 2,402,000 | 4,827,000 | 7,255,000 | 9,684,000 |
| Provision for loan losses | 15,000 | 50,000 | 80,000 | 95,000 |
| Pretax income | 442,000 | 1,026,000 | 1,692,000 | 2,331,000 |
| Income tax | 0 | 65,000 | 155,000 | 202,000 |
| Net income | 442,000 | 961,000 | 1,537,000 | 2,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,456,000 | 26,796,000 | 27,191,000 | 29,612,000 |
| Total capital | 27,759,000 | 28,135,000 | 28,550,000 | 30,987,000 |
| Risk-weighted assets | 170,187,000 | 169,336,000 | 169,197,000 | 180,248,000 |