Call reports 2015
HIGHPOINT COMMUNITY BANK — 2015
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 306,258,000 | 299,816,000 | 299,536,000 | 302,273,000 |
| Total loans | 152,241,000 | 153,689,000 | 156,900,000 | 163,199,000 |
| Allowance for loan losses | 1,502,000 | 1,507,000 | 1,497,000 | 1,445,000 |
| Securities available for sale | 83,465,000 | 80,218,000 | 78,724,000 | 77,756,000 |
| Securities held to maturity | 1,145,000 | 4,813,000 | 2,992,000 | 1,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,877,000 | 251,081,000 | 259,301,000 | 260,555,000 |
| Interest-bearing deposits | 212,858,000 | 205,735,000 | 212,128,000 | 212,641,000 |
| Noninterest-bearing deposits | 47,019,000 | 45,346,000 | 47,173,000 | 47,914,000 |
| Equity capital | 27,548,000 | 27,540,000 | 27,983,000 | 28,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,419,000 | 6,650,000 | 8,917,000 |
| Interest expense | 152,000 | 311,000 | 465,000 | 605,000 |
| Net interest income | 2,044,000 | 4,108,000 | 6,185,000 | 8,312,000 |
| Noninterest income | 658,000 | 1,311,000 | 1,996,000 | 2,670,000 |
| Noninterest expense | 2,200,000 | 4,439,000 | 6,712,000 | 8,996,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 501,000 | 979,000 | 1,476,000 | 1,993,000 |
| Income tax | 60,000 | 100,000 | 155,000 | 210,000 |
| Net income | 441,000 | 879,000 | 1,321,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,608,000 | 24,813,000 | 25,071,000 | 25,335,000 |
| Total capital | 27,110,000 | 26,320,000 | 26,568,000 | 26,780,000 |
| Risk-weighted assets | 146,435,000 | 147,745,000 | 147,362,000 | 153,999,000 |