Call reports 2014
HIGHPOINT COMMUNITY BANK — 2014
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 276,745,000 | 283,174,000 | 293,956,000 | 304,369,000 |
| Total loans | 147,520,000 | 147,972,000 | 151,568,000 | 153,890,000 |
| Allowance for loan losses | 1,755,000 | 1,717,000 | 1,706,000 | 1,617,000 |
| Securities available for sale | 55,731,000 | 67,733,000 | 70,494,000 | 85,650,000 |
| Securities held to maturity | 545,000 | 456,000 | 456,000 | 430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,394,000 | 228,817,000 | 257,675,000 | 258,095,000 |
| Interest-bearing deposits | 190,894,000 | 180,830,000 | 210,352,000 | 208,505,000 |
| Noninterest-bearing deposits | 49,500,000 | 47,987,000 | 47,323,000 | 49,590,000 |
| Equity capital | 25,711,000 | 26,176,000 | 26,661,000 | 27,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,021,000 | 4,104,000 | 6,271,000 | 8,485,000 |
| Interest expense | 140,000 | 285,000 | 428,000 | 580,000 |
| Net interest income | 1,881,000 | 3,819,000 | 5,843,000 | 7,905,000 |
| Noninterest income | 580,000 | 1,231,000 | 1,887,000 | 2,550,000 |
| Noninterest expense | 2,091,000 | 4,303,000 | 6,508,000 | 8,735,000 |
| Provision for loan losses | 0 | -37,000 | -44,000 | -133,000 |
| Pretax income | 370,000 | 784,000 | 1,216,000 | 1,809,000 |
| Income tax | 40,000 | 90,000 | 140,000 | 240,000 |
| Net income | 330,000 | 694,000 | 1,076,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,812,000 | 24,137,000 | 24,475,000 | 24,916,000 |
| Total capital | 25,519,000 | 25,854,000 | 26,181,000 | 26,533,000 |
| Risk-weighted assets | 136,545,000 | 140,893,000 | 143,955,000 | 145,190,000 |