Call reports 2013
HIGHPOINT COMMUNITY BANK — 2013
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 262,931,000 | 260,867,000 | 272,945,000 | 270,623,000 |
| Total loans | 136,911,000 | 137,191,000 | 141,870,000 | 145,944,000 |
| Allowance for loan losses | 1,884,000 | 1,830,000 | 1,837,000 | 1,780,000 |
| Securities available for sale | 46,021,000 | 48,669,000 | 50,296,000 | 53,020,000 |
| Securities held to maturity | 1,109,000 | 993,000 | 987,000 | 945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,615,000 | 224,374,000 | 236,498,000 | 235,577,000 |
| Interest-bearing deposits | 181,368,000 | 178,120,000 | 190,756,000 | 187,325,000 |
| Noninterest-bearing deposits | 45,247,000 | 46,255,000 | 45,742,000 | 48,252,000 |
| Equity capital | 25,163,000 | 25,134,000 | 24,974,000 | 25,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,953,000 | 3,842,000 | 5,808,000 | 7,858,000 |
| Interest expense | 175,000 | 340,000 | 509,000 | 659,000 |
| Net interest income | 1,778,000 | 3,502,000 | 5,299,000 | 7,199,000 |
| Noninterest income | 565,000 | 1,200,000 | 1,833,000 | 2,484,000 |
| Noninterest expense | 2,019,000 | 4,081,000 | 6,202,000 | 8,408,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 324,000 | 631,000 | 940,000 | 1,286,000 |
| Income tax | 35,000 | 45,000 | 70,000 | 170,000 |
| Net income | 289,000 | 586,000 | 870,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,078,000 | 23,138,000 | 23,117,000 | 23,529,000 |
| Total capital | 24,648,000 | 24,730,000 | 24,792,000 | 25,221,000 |
| Risk-weighted assets | 125,314,000 | 127,148,000 | 133,828,000 | 135,246,000 |