Call reports 2012
HIGHPOINT COMMUNITY BANK — 2012
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 257,613,000 | 245,838,000 | 257,068,000 | 258,779,000 |
| Total loans | 136,687,000 | 134,360,000 | 134,680,000 | 134,337,000 |
| Allowance for loan losses | 2,534,000 | 2,230,000 | 2,107,000 | 1,900,000 |
| Securities available for sale | 45,571,000 | 50,884,000 | 49,342,000 | 45,511,000 |
| Securities held to maturity | 1,363,000 | 1,208,000 | 1,208,000 | 1,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,583,000 | 207,278,000 | 218,483,000 | 222,630,000 |
| Interest-bearing deposits | 178,924,000 | 166,618,000 | 176,563,000 | 179,171,000 |
| Noninterest-bearing deposits | 40,659,000 | 40,660,000 | 41,921,000 | 43,459,000 |
| Equity capital | 24,385,000 | 24,673,000 | 24,965,000 | 25,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,128,000 | 4,199,000 | 6,275,000 | 8,281,000 |
| Interest expense | 249,000 | 482,000 | 704,000 | 907,000 |
| Net interest income | 1,879,000 | 3,717,000 | 5,571,000 | 7,374,000 |
| Noninterest income | 589,000 | 1,238,000 | 1,970,000 | 2,814,000 |
| Noninterest expense | 1,901,000 | 3,836,000 | 5,845,000 | 8,205,000 |
| Provision for loan losses | 80,000 | 185,000 | 290,000 | 384,000 |
| Pretax income | 487,000 | 934,000 | 1,406,000 | 1,599,000 |
| Income tax | 85,000 | 160,000 | 240,000 | 240,000 |
| Net income | 402,000 | 774,000 | 1,166,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,317,000 | 22,644,000 | 22,919,000 | 22,936,000 |
| Total capital | 23,887,000 | 24,208,000 | 24,484,000 | 24,497,000 |
| Risk-weighted assets | 124,617,000 | 124,422,000 | 124,693,000 | 124,542,000 |