Call reports 2011
HIGHPOINT COMMUNITY BANK — 2011
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 242,161,000 | 244,159,000 | 252,470,000 | 251,496,000 |
| Total loans | 138,394,000 | 136,332,000 | 139,500,000 | 134,794,000 |
| Allowance for loan losses | 2,347,000 | 2,379,000 | 2,536,000 | 2,440,000 |
| Securities available for sale | 47,627,000 | 48,917,000 | 47,675,000 | 44,843,000 |
| Securities held to maturity | 1,571,000 | 1,427,000 | 1,407,000 | 1,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,222,000 | 206,628,000 | 214,477,000 | 213,859,000 |
| Interest-bearing deposits | 169,939,000 | 166,186,000 | 178,567,000 | 176,563,000 |
| Noninterest-bearing deposits | 35,283,000 | 40,442,000 | 35,910,000 | 37,296,000 |
| Equity capital | 23,648,000 | 23,924,000 | 24,054,000 | 24,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,231,000 | 4,468,000 | 6,733,000 | 8,915,000 |
| Interest expense | 394,000 | 775,000 | 1,133,000 | 1,431,000 |
| Net interest income | 1,837,000 | 3,693,000 | 5,600,000 | 7,484,000 |
| Noninterest income | 601,000 | 1,151,000 | 1,747,000 | 2,342,000 |
| Noninterest expense | 1,929,000 | 3,871,000 | 5,834,000 | 7,761,000 |
| Provision for loan losses | 151,000 | 261,000 | 426,000 | 587,000 |
| Pretax income | 358,000 | 712,000 | 1,087,000 | 1,478,000 |
| Income tax | 45,000 | 90,000 | 150,000 | 200,000 |
| Net income | 313,000 | 622,000 | 937,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,805,000 | 21,968,000 | 22,313,000 | 22,093,000 |
| Total capital | 23,393,000 | 23,548,000 | 23,925,000 | 23,633,000 |
| Risk-weighted assets | 126,280,000 | 125,625,000 | 128,059,000 | 122,283,000 |