Call reports 2002
HIGHPOINT COMMUNITY BANK — 2002
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 228,778,000 | 219,941,000 | 224,931,000 | 230,667,000 |
| Total loans | 146,094,000 | 143,605,000 | 143,657,000 | 145,623,000 |
| Allowance for loan losses | 1,934,000 | 1,904,000 | 1,903,000 | 1,929,000 |
| Securities available for sale | 51,429,000 | 42,343,000 | 47,675,000 | 51,993,000 |
| Securities held to maturity | 9,706,000 | 18,252,000 | 12,925,000 | 11,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,084,000 | 172,693,000 | 176,019,000 | 181,719,000 |
| Interest-bearing deposits | 155,528,000 | 144,986,000 | 148,445,000 | 156,233,000 |
| Noninterest-bearing deposits | 25,556,000 | 27,707,000 | 27,574,000 | 25,486,000 |
| Equity capital | 22,702,000 | 23,411,000 | 24,281,000 | 24,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,560,000 | 6,986,000 | 10,427,000 | 13,751,000 |
| Interest expense | 1,341,000 | 2,601,000 | 3,816,000 | 4,951,000 |
| Net interest income | 2,219,000 | 4,385,000 | 6,611,000 | 8,800,000 |
| Noninterest income | 337,000 | 716,000 | 1,221,000 | 1,759,000 |
| Noninterest expense | 1,623,000 | 3,266,000 | 4,979,000 | 6,807,000 |
| Provision for loan losses | 78,000 | 128,000 | 164,000 | 344,000 |
| Pretax income | 855,000 | 1,707,000 | 2,689,000 | 3,411,000 |
| Income tax | 200,000 | 399,000 | 645,000 | 800,000 |
| Net income | 655,000 | 1,308,000 | 2,044,000 | 2,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,435,000 | 22,912,000 | 23,474,000 | 23,632,000 |
| Total capital | 24,098,000 | 24,489,000 | 25,099,000 | 25,291,000 |
| Risk-weighted assets | 132,765,000 | 125,860,000 | 129,719,000 | 132,465,000 |