Call reports 2001
HIGHPOINT COMMUNITY BANK — 2001
What HIGHPOINT COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 209,201,000 | 206,987,000 | 213,456,000 | 227,390,000 |
| Total loans | 145,305,000 | 147,315,000 | 148,659,000 | 146,924,000 |
| Allowance for loan losses | 1,904,000 | 1,929,000 | 1,941,000 | 1,932,000 |
| Securities available for sale | 37,677,000 | 31,862,000 | 32,430,000 | 43,111,000 |
| Securities held to maturity | 11,639,000 | 12,930,000 | 12,945,000 | 11,158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,815,000 | 159,222,000 | 165,961,000 | 180,821,000 |
| Interest-bearing deposits | 136,596,000 | 134,790,000 | 140,775,000 | 154,375,000 |
| Noninterest-bearing deposits | 23,219,000 | 24,432,000 | 25,186,000 | 26,446,000 |
| Equity capital | 21,500,000 | 21,820,000 | 22,327,000 | 22,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,794,000 | 7,599,000 | 11,351,000 | 15,017,000 |
| Interest expense | 1,768,000 | 3,496,000 | 5,133,000 | 6,576,000 |
| Net interest income | 2,026,000 | 4,103,000 | 6,218,000 | 8,441,000 |
| Noninterest income | 346,000 | 692,000 | 1,039,000 | 1,561,000 |
| Noninterest expense | 1,576,000 | 3,223,000 | 4,840,000 | 6,702,000 |
| Provision for loan losses | 64,000 | 174,000 | 282,000 | 317,000 |
| Pretax income | 732,000 | 1,398,000 | 2,135,000 | 3,064,000 |
| Income tax | 156,000 | 293,000 | 452,000 | 680,000 |
| Net income | 576,000 | 1,105,000 | 1,683,000 | 2,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,076,000 | 21,343,000 | 21,659,000 | 21,962,000 |
| Total capital | 22,698,000 | 22,851,000 | 23,197,000 | 23,546,000 |
| Risk-weighted assets | 129,474,000 | 120,255,000 | 122,671,000 | 126,363,000 |