Call reports 2024
HEBRON SAVINGS BANK — 2024
What HEBRON SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 721,145,000 | 744,955,000 | 753,348,000 | 755,798,000 |
| Total loans | 540,281,000 | 582,193,000 | 577,959,000 | 577,725,000 |
| Allowance for loan losses | 8,600,000 | 8,600,000 | 8,600,000 | 8,600,000 |
| Securities available for sale | 108,698,000 | 106,032,000 | 83,466,000 | 79,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,917,000 | 644,546,000 | 649,965,000 | 653,043,000 |
| Interest-bearing deposits | 374,147,000 | 382,913,000 | 390,613,000 | 397,878,000 |
| Noninterest-bearing deposits | 251,770,000 | 261,633,000 | 259,352,000 | 255,165,000 |
| Equity capital | 81,135,000 | 83,700,000 | 89,554,000 | 89,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,287,000 | 18,984,000 | 29,194,000 | 39,475,000 |
| Interest expense | 1,094,000 | 2,534,000 | 4,322,000 | 6,288,000 |
| Net interest income | 8,193,000 | 16,450,000 | 24,872,000 | 33,187,000 |
| Noninterest income | 740,000 | 1,616,000 | 2,493,000 | 3,430,000 |
| Noninterest expense | 4,733,000 | 9,572,000 | 14,571,000 | 19,537,000 |
| Provision for loan losses | -34,000 | -46,000 | -25,000 | 218,000 |
| Pretax income | 4,204,000 | 8,493,000 | 12,704,000 | 16,616,000 |
| Income tax | 1,093,000 | 2,208,000 | 3,290,000 | 4,289,000 |
| Net income | 3,111,000 | 6,285,000 | 9,414,000 | 12,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,679,000 | 91,985,000 | 95,059,000 | 96,707,000 |
| Total capital | 97,174,000 | 99,852,000 | 102,688,000 | 104,306,000 |
| Risk-weighted assets | 598,095,000 | 628,268,000 | 608,944,000 | 606,564,000 |