Call reports 2022
HEBRON SAVINGS BANK — 2022
What HEBRON SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 834,684,000 | 820,757,000 | 828,856,000 | 807,397,000 |
| Total loans | 497,861,000 | 514,639,000 | 517,818,000 | 517,311,000 |
| Allowance for loan losses | 8,600,000 | 8,600,000 | 8,600,000 | 8,600,000 |
| Securities available for sale | 76,810,000 | 100,288,000 | 119,062,000 | 136,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 750,445,000 | 737,990,000 | 747,104,000 | 722,441,000 |
| Interest-bearing deposits | 488,826,000 | 480,126,000 | 471,761,000 | 451,595,000 |
| Noninterest-bearing deposits | 261,619,000 | 257,863,000 | 275,342,000 | 270,845,000 |
| Equity capital | 65,914,000 | 64,825,000 | 64,294,000 | 67,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,936,000 | 12,786,000 | 20,944,000 | 30,238,000 |
| Interest expense | 977,000 | 1,879,000 | 2,602,000 | 3,288,000 |
| Net interest income | 4,959,000 | 10,907,000 | 18,342,000 | 26,950,000 |
| Noninterest income | 659,000 | 1,370,000 | 2,079,000 | 2,819,000 |
| Noninterest expense | 3,955,000 | 7,813,000 | 11,977,000 | 16,292,000 |
| Provision for loan losses | 0 | 25,000 | 44,000 | 117,000 |
| Pretax income | 1,455,000 | 4,087,000 | 7,875,000 | 12,843,000 |
| Income tax | 357,000 | 1,022,000 | 1,969,000 | 3,280,000 |
| Net income | 1,098,000 | 3,065,000 | 5,906,000 | 9,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,987,000 | 70,529,000 | 73,341,000 | 75,746,000 |
| Total capital | 75,890,000 | 77,815,000 | 80,860,000 | 83,187,000 |
| Risk-weighted assets | 550,175,000 | 581,168,000 | 600,040,000 | 593,779,000 |