Call reports 2021
HEBRON SAVINGS BANK — 2021
What HEBRON SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 768,514,000 | 778,798,000 | 795,952,000 | 822,820,000 |
| Total loans | 544,784,000 | 521,534,000 | 502,479,000 | 507,352,000 |
| Allowance for loan losses | 9,300,000 | 9,300,000 | 9,300,000 | 9,300,000 |
| Securities available for sale | 20,627,000 | 18,268,000 | 36,817,000 | 64,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,720,000 | 685,014,000 | 707,488,000 | 736,418,000 |
| Interest-bearing deposits | 432,220,000 | 444,321,000 | 453,165,000 | 469,138,000 |
| Noninterest-bearing deposits | 242,500,000 | 240,693,000 | 254,323,000 | 267,280,000 |
| Equity capital | 65,457,000 | 66,717,000 | 67,802,000 | 67,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,519,000 | 13,168,000 | 19,415,000 | 25,673,000 |
| Interest expense | 1,208,000 | 2,398,000 | 3,699,000 | 4,809,000 |
| Net interest income | 5,311,000 | 10,770,000 | 15,716,000 | 20,864,000 |
| Noninterest income | 566,000 | 1,206,000 | 1,853,000 | 2,479,000 |
| Noninterest expense | 3,773,000 | 7,594,000 | 11,568,000 | 15,497,000 |
| Provision for loan losses | 100,000 | 100,000 | 102,000 | 126,000 |
| Pretax income | 1,929,000 | 4,220,000 | 5,816,000 | 7,594,000 |
| Income tax | 482,000 | 1,055,000 | 1,454,000 | 1,866,000 |
| Net income | 1,447,000 | 3,165,000 | 4,362,000 | 5,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,042,000 | 66,341,000 | 67,522,000 | 67,904,000 |
| Total capital | 71,807,000 | 73,037,000 | 74,222,000 | 74,754,000 |
| Risk-weighted assets | 538,311,000 | 532,733,000 | 533,052,000 | 545,152,000 |