Call reports 2018
HEBRON SAVINGS BANK — 2018
What HEBRON SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 585,196,000 | 583,817,000 | 590,912,000 | 594,309,000 |
| Total loans | 510,764,000 | 513,254,000 | 517,803,000 | 518,987,000 |
| Allowance for loan losses | 7,800,000 | 8,250,000 | 8,300,000 | 8,700,000 |
| Securities available for sale | 20,630,000 | 19,700,000 | 18,048,000 | 16,583,000 |
| Securities held to maturity | 15,473,000 | 14,928,000 | 14,800,000 | 14,454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,589,000 | 490,012,000 | 486,157,000 | 502,471,000 |
| Interest-bearing deposits | 359,350,000 | 356,115,000 | 351,846,000 | 359,578,000 |
| Noninterest-bearing deposits | 133,239,000 | 133,897,000 | 134,311,000 | 142,893,000 |
| Equity capital | 52,257,000 | 53,118,000 | 54,422,000 | 54,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,242,000 | 12,718,000 | 19,237,000 | 26,031,000 |
| Interest expense | 1,095,000 | 2,208,000 | 3,350,000 | 4,605,000 |
| Net interest income | 5,147,000 | 10,510,000 | 15,887,000 | 21,426,000 |
| Noninterest income | 362,000 | 1,023,000 | 1,547,000 | 2,169,000 |
| Noninterest expense | 3,315,000 | 6,674,000 | 10,090,000 | 14,145,000 |
| Provision for loan losses | 351,000 | 1,116,000 | 1,662,000 | 2,352,000 |
| Pretax income | 1,843,000 | 3,743,000 | 5,682,000 | 7,098,000 |
| Income tax | 555,000 | 1,106,000 | 1,659,000 | 1,717,000 |
| Net income | 1,288,000 | 2,637,000 | 4,023,000 | 5,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,639,000 | 53,537,000 | 54,874,000 | 55,333,000 |
| Total capital | 59,191,000 | 60,111,000 | 61,533,000 | 61,987,000 |
| Risk-weighted assets | 522,647,000 | 523,971,000 | 530,826,000 | 529,987,000 |